Plan Design

Modular vs. Flex Benefits Plan: Key Differences and How to Choose the Right Plan

Comparing modular vs. flex benefits plans? Discover the differences in costs, admin, and CRA tax rules to choose the right coverage.

Non-Evidence Maximum (NEM): How It Limits Group Benefits and How to Calculate the Gap

Don't leave group health benefits on the table. Learn how a Non-Evidence Maximum (NEM) caps your coverage and how to claim the excess protection you deserve

Step-by-step to Design a Scalable Group Benefits Plan for Growing Small and Midsize Enterprises

Design a scalable group benefits plan for your growing small-medium business. Step-by-step guide to attract top talent, cut costs & boost employee retention.

Annual Maximums in Group Benefits: How They Work, Impacts on Premiums, and Strategic Adjustments

Learn how annual maximums in group benefits plan impact coverage to ensure you maximize your health and dental reimbursements.