Plan Design

Go beyond the basics to master how modern Canadian employee benefit plans are designed, managed, and optimized. Learn how to leverage data and industry trends to build a competitive and sustainable benefits program that attracts top talent and supports your workforce.

Late Applicant in Group Benefits: 31-Day Rule, Consequences, and How to Avoid

Plan Design Geoffrey Greenall -
What is a late applicant in group benefits? Learn the rules for Canadian employees, including medical exams, benefit denial risks, and how to prevent errors.
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Reasonable and Customary Limits in Group Benefits: Claims Calculations, Affected Benefits, and Cost Control

Plan Design Geoffrey Greenall -
Reasonable and customary limits in group benefits directly impact what you are reimbursed. Find out how to avoid unexpected gaps in your coverage today.
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Co-Insurance vs Co-Pay in Canadian Small Business Benefit Plans: Which’s Better?

Plan Design Geoffrey Greenall -
Compare co-insurance vs co-pays in Canadian small business benefit plans to determine which cost-sharing option best fits your team's needs and budget.
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How to Choose the Right Deductible for a Small Business Group Health Plan in Canada

Plan Design Jennie Le -
Learn how to choose the right deductibles for your small business group health plan in Canada. Balance premium costs with employee coverage using our step-by-step guide.
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